Privacy Policy of Alan Galvez Insurance Ltd.
As a part of our normal operations we collect, and in some cases, disclose information about you. We encourage you to read the following information about Alan Galvez Insurance Ltd.’s policies regarding the collection, use, disclosure, and protection of your information.
If you are not comfortable with any of the terms or policies described, we ask that you discontinue use of our site and contact our office via an alternate method of communication such as telephone, fax, e-mail, postal service or in person. Please be aware that we may periodically update or revise this Policy. Please check frequently for changes.
Who Should Use Our Web Site?
Our Web site is for insurance and financial products and services and is not intended for children. We offer insurance and financial products and services and thus do not market any products or services to children under the age of thirteen or knowingly collect any information from children under the age of thirteen. If we become aware that information is or has been submitted by or collected from a child under the age of thirteen, we will delete this information.
What information do you collect from me?
We collect information to perform the functions of an insurance agency, such as offering quotes and servicing policies. This is called “Nonpublic Personal Information” (hereafter referred to as NPI) if it identifies you and is not available to the public. We collect NPI about you from the following sources.
· Application information: It can include your Driver license number, Social Security Number, birth date, vehicle information and other driver information.
· Consumer Report Information: We obtain this from consumer reporting agencies. It includes your driving record, claims history with other insurers, and credit report information. The information is
kept by the consumer reporting agencies and disclosed by them to others as permitted by law.
· Transaction Information: This is information about your transactions with us, our affiliates, or others. It includes your insurance coverages, limits and rates, and payment and claims history. It also
includes information that we require for billing and payment.
· Web site information. This information is unique to Internet transactions. See Use of Cookies below.
Use of Cookies
Alan Galvez Insurance may place an electronic "cookie" in the browser files of a guest's computer. Cookies are pieces of information that a web site transfers to your browser, which can then be stored on an individual's computer hard drive for record-keeping purposes or to provide you with tailored information. Cookies themselves do not enable us to access any personal information about our visitors. However, they do allow Alan Galvez Insurance to analyze guests' use of our sites with information like: the date and time you access our site; the pages you visit; the type of browser and operating system used to access out site; the Internet Protocol (IP) address from which you accessed our site; and your internet domain (ABCcompany.com). This analysis helps us better understand which areas of our site are most useful and popular so we can plan improvements and updates accordingly. Alan Galvez Insurance does not use cookies to retrieve information from a visitor's computer that was not originally sent in a cookie. Alan Galvez Insurance will never save passwords, credit card or other sensitive information in cookies. You may set your browser to notify you when you receive a cookie, giving you the opportunity to decide whether or not to accept it. For more information on cookies and their use, please refer to the Help facility within your browser.
An IP address is a number that's automatically assigned to your computer whenever you are connected to the Internet and surfing the Web. Web pages automatically identify your computer by its IP address. Alan Galvez Insurance collects IP addresses for the purposes of system administration, and to audit the use of our site. When guests request pages from Alan Galvez Insurance, our servers log the guests' IP addresses. We do not normally link IP addresses to anything personally identifiable, which means that a user's session will be logged, but the user remains anonymous to us. We will use IP addresses to identify a user when we feel it is necessary to enforce compliance with our house rules or terms of service or to protect our service, site, customers or others. .
How is this information used?
The information you submit to us via our on-line forms and e-mail is used to provide you with the response or service you have requested. This information may also be used to manage and customize our Web site's content, layout, and services in order to improve our site, enhance customer service, and provide tailored messages. We may also use this information to contact you about our products and services.
Who might get information about me from you?
We will share NPI about you only as permitted by law. Disclosures include those that we feel are required to provide insurance claims or customer service, prevent fraud, perform research or comply with legal processes. Recipients of NPI can include, for example, our family of insurance companies; insurance support organizations; other insurance companies in order to perform their function in regard to an insurance transaction involving you; claims representatives; service providers; consumer reporting agencies; law enforcement; courts; government agencies; interested parties such as mortgagees and lienholders/lessors; and businesses that conduct actuarial or research studies. We may also disclose statistical information about the use of our Website.
Under no circumstance will we disclose your NPI to other companies for their marketing purposes.
How do you protect the security of my information?
We restrict access to your NPI (whether paper or electronic) to those employees who need to know that information in order to provide products or services to you.
The importance of security for all NPI associated with our guests is of utmost concern to us. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, Alan Galvez Insurance cannot ensure or warrant the security of any information you transmit to us or from our online applications, products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our internal systems.
E-mail messages are not secure. Our security software does not encrypt e-mail messages. E-mail messages traveling through the Internet are subject to viewing, alteration, and copying by potentially anyone on the Internet. We are not responsible for the security of confidentiality of communications you send to us through the Internet using e-mail messages.
Links
This web site contains links to other web sites. Alan Galvez Insurance Ltd. is not responsible for the privacy practices or the content of such web sites. Contact the authors or webmasters at those sites for their privacy practice statement.
Home Contact Us Meet Us News & Events Quotes Payments Claims