Mistakes happen, especially when you’re somewhere unfamiliar, but the results of a recent survey may still surprise you.
The survey found that among RVers, a spouse is more likely to be accidentally left behind than the dog.
A leading RV insurer, The Progressive Group of Insurance Companies, surveyed more than 1,000 RVers countrywide to uncover amusing mishaps they’ve experienced while traveling.
The survey found that the most common blunders made while traveling are:
• driving away with the steps extended;
• backing into something;
• misjudging overhead or side clearance space;
• not connecting taillights correctly; and
• running out of gas.
The survey found that 53 percent of RVers spend a month or more each year traveling the open road, and 42 percent travel more than 500 miles per trip.
Traveling the open road in an RV can be a great adventure, but sometimes it gets a little bumpy. That’s why RVers were also asked about their insurance. When mishaps happen, you want to get back on the road fast—ideally with all of your passengers on board.
Only 28 percent bought a stand-alone insurance policy with specialized RV coverages. In fact, 54 percent simply added their RV to their auto policy, and 14 percent didn’t buy any RV insurance.
Although mishaps can sometimes be funny, they can also lead to costly damages. Simply adding your RV to your auto policy can leave you woefully underprotected. It’s important to know what coverages are available to adequately protect yourself and your vehicle.
Here's some examples of specialized coverage only found on an RV insurance policy:
- Emergency Expense
- Roadside Assistance
- Full-Timers Coverage for those who use their RV as a permanent residence
- Replacement Value for Newer RV's
- Trailer coverage
- Personal Effects
- Vacation Liability when using the RV as a temporary residence
- Disappearing Deductibles
- Medical Payments
- Fire Department Service Charge
- Pet Injury
RV season is upon us. Make sure you're ready by giving Alan Galvez Insurance a call to discuss your Ohio RV insurance. Contact us today or visit our website to request a quote.