THURSDAY, NOVEMBER 10, 2016
For the third year, agents from Alan Galvez Insurance visited Benjamin Logan High School to speak to Jill McKelvey's Street Law class. The purpose of the Street Law class is to teach students about laws and life issues they will encounter after they graduate. One of the many topics they discuss is personal finance, which includes such items as budgeting and insurance.
Our presentation focused on the two most common types of insurance recent graduates will encounter- auto insurance and renters insurance.
For auto insurance we discussed these topics:
- Ohio's Financial Responsibility Law and what being financially responsible actually means
- Ohio's State Minimum limits of liability that satisfy the financial responsibility law
- The basic coverage items in a personal auto policy
- How premiums are determined for a personal auto policy
Here's what we discussed for renters insurance:
- Why it's not your landlord's responsibility to insure your personal belongings
- What a renters policy is and what it does
- How premiums are determined for renters insurance
We included lots of examples pulled out of our experience to make the concepts real to the students. We had a BLAST speaking with the students- in fact, it was more of a discussion as opposed to a lecture (which we prefer). Lots of interaction with the students and many excellent questions throughout. It was fun and we're sure the students picked up at least a few bits of information that will help them make smart insurance decisions in the future!
We LOVE the opportunity to speak to high school students about insurance. It's important information they'll need in order to make smart decisions as adults. If we can make an impact about the importance of insurance on just one student, then that's a success. If you're a teacher or a school district looking for speakers for your class (Personal Finance, Life Skills or a class like Ms. McKelvey), please contact us at (937) 592-4871 or contact us via our website. One of our goals is to educate people about insurance. And the younger you start, the better. Thank you to Ms. McKelvey and Benjamin Logan High School for the opportunity!
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