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Bellefontaine Ohio Business Insurance- Professional Liability Insurance- Alan Galvez InsuranceMany business professionals need business professional liability insurance

And when I say business professional liability insurance, I'm talking about malpractice insurance, or as it's also called, Errors & Omissions insurance. No matter what you call it, the intent is the same- to insure your mistakes. You can read a more detailed description of Errors & Omissions insurance, what it does and situations that would apply via a post written by Carrie on her Confessions of an Insurance Goddess blog titled Errors and Omissions insurance- the case for insuring your mistakes.

But many wrongly assume that you always have to have a separate insurance policy for your business professional liability

Not true. Depending on your business, you may not need a separate policy.

For example, Erie Insurance has the ability to insure your property (building & contents), office premises liability and business professional liability on ONE policy. The following types of business professional liability are eligible:

Animal Grooming Professional
Pastor Professional included on ALL churches
Cemetery Professional
Druggist (Pharmacist) Professional
Funeral Director Professional
Hearing Aid Professional
Veterinarian Professional
Beauty & Barber Shop Professional Liability
Optometrist Professional

This certainly covers a lot of professional services doesn't it?

Examples where business professional liability insurance can be included on a regular business insurance policy

So, let's say you're a pet groomer with your own building and contents. You can get coverage for the building, contents, premises liability and professional liability on ONE policy.

Or you're a funeral director with 5 funeral homes. Yep, you can get all 5 locations (building, contents, etc.) insured and all your licensed funeral directors covered on ONE policy.

The same goes for eye doctors, hair stylists, veterinarians and so many more- just review the above list.

How helpful would that be? And many of the above types of business are small businesses- so it's even more convenient to have this option available to you so you can focus on running your business.

Including your business professional liability on your business insurance policy is a HUGE benefit to you

One policy. No need to juggle multiple policies or have to locate multiple policies.
- One premium. Don't think there's much more that needs to be said here, eh?
- One payment. Who enjoys paying bills? Is it helpful to have less mail to sort through? Less checks to write? And less time spent on paying your bills? I know the fewer checks I have to write or payments I need to make, the better.

The ability to include your business professional liability on the same policy as your building, contents and other coverages necessary to run your business is very convenient and a huge timesaver. And when you're running a business, convenience and simplicity can mean the difference between success and failure.

If you're interested in discussing how we can help provide solutions for your business like what I've just described, or if you have any questions, please
contact us. You can also visit our dedicated business page on our website and submit a business insurance quote request - we would love to work with you!
Posted 6:00 PM

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

 (937) 592-4871


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