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Ohio life insurance tips- Alan Galvez InsuranceShort answer- Yes, you really need life insurance. But there are a few circumstances under which it's absolutely critical that you have life insurance.

Here's 4 situations where it's critical to have life insurance

- You have kids.
If you have kids, having a life insurance policy on yourself is the best possible way to protect your kids. If your salary is lost, how will your family afford clothes, food, a house to live in, and a good education? Life insurance can make up for the shortfall in income.

- You have someone who depends on your salary. Maybe it's a spouse or an elderly parents. What would happen if your salary disappeared? Would they be able to maintain their lifestyle, or would they be left scrambling to survive?

- You have a large mortgage or car payment. Losing a family member is traumatic enough without immediately having to worry about losing your car or finding another place to live. Even if your significant other has a job, losing that second income may make it impossible for them to stay in the same house or keep the same car. Help your family keep living the life to which they've become accustomed. 

- You want to plan for retirement. Life insurance can benefit you even during your lifetime. Whole and universal life insurance plans can help you save money or even earn money through interest, and c an be an integral part of your retirement plan.

Still not sure if you need insurance, or want to find out which policy is right for you?
Contact us now. We'll walk you through everything you need to know.

Here's our pledge to you:

•Open, honest, and above all, caring discussion to uncover your needs.

•Explanations on your terms- and using language you understand.

•Experienced professionals with the skills and knowledge to make your experience positive.

•No hard sell. EVER. 

No one likes to think about Ohio life insurance, much less talk about it or buy it. It's uncomfortable and a little scary, acknowledging that we won't live forever. But remember, life insurance isn't about the people who are gone. It's about the people who remain. Let's talk about your needs, your options and how you want to protect your family in case of the worst. You'll be amazed at the peace of mind it affords you. There's no better feeling in the world. 

Need help figuring out the best life insurance option for you? Call us or visit our dedicated life insurance website page to learn more and begin your quote request
Posted 12:00 PM

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

 (937) 592-4871


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