Spring is here and if you have a boat or motorcycle, chances are good you've been anxiously awaiting getting them out of storage and ready for summer fun.
Before you take your motorcycle on the road or put your boat on the water, it may pay to be certain your insurance is ship-shape. Motorcycles and boats are often significant investments, and the right insurance policy can help protect them.
Evaluate your specific needs. Insuring a boat or a motorcycle is different than insuring your car or home. A specialized motorcycle policy, for instance, can provide coverage for custom paint jobs and aftermarket equipment that might not be covered if the bike were just added to a generic auto policy. And what if your motorcycle quits in the middle of the desert? (true story) The towing & labor on an auto insurance policy won't cut it here- you need specialized roadside assistance.
Consult with an independent agency – like Alan Galvez Insurance. Unlike “captive” agents who represent only one company, independent insurance agents and brokers are licensed insurance professionals who represent several companies. They can offer you a variety of coverages, review and evaluate your policies, suggest new coverage options that meet your changing needs and answer your questions.
“An independent insurance agent or broker can make sure you have the specialized coverage you need to protect your boat or bike,” said Jim Lloyd, of the Progressive Group of Insurance Companies. “Some insurance companies provide only bare-bones protection for your boat or motorcycle by simply adding it onto your existing auto or homeowner’s policy, but independent agents and brokers can review and evaluate your needs to help match you with the company that will provide you with the combination of specialized coverage, service and price that’s best for you.”
Alan Galvez Insurance offers boat insurance and motorcycle insurance (we even have several agents who ride!) and would be happy to help you get the coverage you need. Contact us or get a quote today.