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Alan Galvez Insurance Blog: auto insurance claims

View the latest blog posts from Alan Galvez Insurance.

If you submit an Ohio insurance claim and then decide you no longer want the insurance company involved, you are allowed to close your claim. A few things to keep in mind...  This has been my general experience over 20+ years and applicable to all companies we represent. READ MORE >>

In Ohio, accidents appear on your driving record for 3 years (on average). However, just because they’ve vanished from your motor vehicle report, does NOT necessarily mean they don’t affect your present or future auto insurance. Read on…… How accidents affect you when applying for NEW auto insurance READ MORE >>

 Car accidents on private property can often work differently than accidents on public roadways. This article walks you through a typical private property accident and the claims process that follows.  The accident Two people just finish grocery shopping and are both backing out of their parking spaces when they unfortunately meet. READ MORE >>

Luckily, most auto accident claims are handled well and settled pretty quickly. But sometimes, they aren’t. And when you’re the one waiting and wondering, it can get pretty frustrating. And if there are injuries and medical bills, then your level of frustration can reach epic proportions. READ MORE >>

If you're lucky, you've never been involved in an auto accident. But that doesn't mean it will never happen. And truthfully, a claim is when you figure out if you have "good" insurance or not right? Because until you use it, you just don't know. But is that really the best time to discover if you have good insurance or not? READ MORE >>

On a particularly groggy morning, you guzzle down a mug of coffee and get into your car. You notice you’re running late for work and throw the car into reverse, but you forget to open the garage door first. This type of situation can happen to even the most careful people, leading to extreme damages to both your house and your vehicle. READ MORE >>

Having auto insurance is always important, especially because there are so many types of uncontrollable risks to today's drivers. The simple fact is that you cannot always be in control of what's happening on the road. The right car insurance reduces the financial risks you face when hitting the road. READ MORE >>

In many car accidents, it's pretty clear who's at fault, so the at-fault driver's insurance company accepts liability and begins paying the other party's medical bills and/or damages. But sometimes, accidents happen and for various reasons, it's impossible to determine who's at fault. READ MORE >>

“If only I knew.” Four words spoken after disasters by people who’ve learned they don’t have the insurance coverage they thought they had. In our agency, we never want you to be in that situation, so here are some tips to help. Advice you need before a disaster READ MORE >>

If you've ever been involved in an auto accident, you'll know just how scary and traumatic the situation can be. If you've never been in an auto accident, consider yourself lucky. The following checklist is a great resource to know what to do when an accident happens. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

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