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Alan Galvez Insurance Blog: auto insurance

View the latest blog posts from Alan Galvez Insurance.

 95% of the time the answer is yes.  When you package your Ohio auto insurance and home insurance together, the discount you get is called the Multi-Policy discount and it’s often pretty significant. This applies regardless of the type of home policy it is, whether a condo policy, renters policy or regular homeowners insurance. READ MORE >>

If you submit an Ohio insurance claim and then decide you no longer want the insurance company involved, you are allowed to close your claim. A few things to keep in mind...  This has been my general experience over 20+ years and applicable to all companies we represent. READ MORE >>

In Ohio, accidents appear on your driving record for 3 years (on average). However, just because they’ve vanished from your motor vehicle report, does NOT necessarily mean they don’t affect your present or future auto insurance. Read on…… How accidents affect you when applying for NEW auto insurance READ MORE >>

 Car accidents on private property can often work differently than accidents on public roadways. This article walks you through a typical private property accident and the claims process that follows.  The accident Two people just finish grocery shopping and are both backing out of their parking spaces when they unfortunately meet. READ MORE >>

Luckily, most auto accident claims are handled well and settled pretty quickly. But sometimes, they aren’t. And when you’re the one waiting and wondering, it can get pretty frustrating. And if there are injuries and medical bills, then your level of frustration can reach epic proportions. READ MORE >>

The short answer is yes. But that would make for a pretty short article, so keep on reading for background on how car insurance policies work and the typical process for switching. By reading this article and following our tips, the switch will be a lot easier on you.  How car insurance policies work READ MORE >>

So, you found THE CAR. You've given it a name and are basking in that new car smell. Basically, you’re "over the moon" right now. Somewhere in your car-buying afterglow, you recall the salesman saying something like, "Yep, I'll call your insurance agent with the details, so the vehicle can be added to your insurance policy. READ MORE >>

So you just received your car insurance renewal and noticed that your premium increased. Maybe even a lot.  And you're mad. You want to know why and you want to know NOW....... Trust me, we totally understand why you're mad. But before you blow your top, keep reading. READ MORE >>

Easy answer- No. However, that doesn't make a very long blog or helpful blog post ;) So, in this blog you'll find a sample definition of no-fault auto insurance, including a few no-fault states and information about what type of state Ohio is for auto insurance (hint: comparative negligence is the answer here). READ MORE >>

We've represented Erie Insurance for several years. While they've always been an excellent company to work with, it's within the past few years that they've introduced some amazing options for auto insurance. These are game changing folks and a HUGE benefit to anyone who has an Erie auto insurance policy. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

 (937) 592-4871

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