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Alan Galvez Insurance Blog: columbus oh home insurance

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 When you buy a home, especially the first time, your lender will often require a mortgage escrow account be established for your homeowners insurance and property taxes. For a more detailed explanation of how this works, you can read our article “What is a Mortgage Escrow account and how does it work? READ MORE >>

 So you just received your home insurance renewal and noticed that your premium increased. Your first question is, naturally, "Why?"  Honestly, there are many reasons why a home insurance premium increases. We've listed the most common ones below- chances are good you'll find the reason below. READ MORE >>

The Biggest Problem with Siding and Roofing Claims In the many home insurance claims we've seen over the years, roofing and siding claims cause the most frustration for policyholders. Why? Because when siding and/or roofing is damaged as the result of a covered claim, there is always the chance that the replacement siding/roofing will not match what's left. READ MORE >>

When it comes to home maintenance, we think about projects that we can see, such as lawn care/landscaping, new doors & windows and perhaps a new heating and cooling system.  But do you ever think about the underground service lines that bring water to your house? Or electricity? READ MORE >>

Standard homeowners insurance companies love when houses are occupied. They don't when they're not. (they REALLY don't)..  So, yes, a vacant home affects homeowners insurance, with the worst case scenario often being cancellation of the existing policy. Here's why.  It’s all about RISK READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

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