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Alan Galvez Insurance Blog: home insurance claims

View the latest blog posts from Alan Galvez Insurance.

One of our long time customers recently experienced a house fire. I decided immediately that telling their story was necessary, in the event you too suffer a fire. For the sake of privacy, I have renamed the customers Jack and Jane, but everything discussed here is exactly how it played out post-fire. READ MORE >>

Every once in a while, we get questions that make us really stop and think. Case in point- A customer called and asked, "if my house is damaged by an Act of God, do I still have to pay the deductible? I've heard that from several people."   READ MORE >>

Here's one of the grayest areas in insurance, And one that often causes a lot of arguments. So hopefully this explanation will help you understand how Bellefontaine Ohio homeowners insurance responds to and covers trees that fall on your property.  READ MORE >>

Let's face it- unless you're in insurance, you probably don't spend too much time reading about Replacement Cost and Actual Cash Value (what???? *shocking*). So if you don't know what the terms mean, that it's pretty much impossible to know the difference BETWEEN the two terms. READ MORE >>

Ohio homeowners insurance is designed to protect homeowners from liability for visitors' accidental injuries as well as from damage to the property. If you have a swimming pool, it's important to understand exactly what your insurance does and does not cover. READ MORE >>

Water Backup Claims are not just limited to a floor drain When you think of water backup of sewers, drains or sump pumps, let's be honest- do you automatically think of a basement floor drain? Granted, a lot of water backup claims do start with basement floor drains. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

 (937) 592-4871


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