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Alan Galvez Insurance Blog: home insurance claims

View the latest blog posts from Alan Galvez Insurance.

If you submit an Ohio insurance claim and then decide you no longer want the insurance company involved, you are allowed to close your claim. A few things to keep in mind...  This has been my general experience over 20+ years and applicable to all companies we represent. READ MORE >>

One of our long time customers recently experienced a house fire. I decided immediately that telling their story was necessary, in the event you too suffer a fire. For the sake of privacy, I have renamed the customers Jack and Jane, but everything discussed here is exactly how it played out post-fire. READ MORE >>

Every once in a while, we get questions that make us really stop and think. Case in point- A customer called and asked, "if my house is damaged by an Act of God, do I still have to pay the deductible? I've heard that from several people."   READ MORE >>

Here's one of the grayest areas in insurance, And one that often causes a lot of arguments. So hopefully this explanation will help you understand how Bellefontaine Ohio homeowners insurance responds to and covers trees that fall on your property.  READ MORE >>

Let's face it- unless you're in insurance, you probably don't spend too much time reading about Replacement Cost and Actual Cash Value (what???? *shocking*). So if you don't know what the terms mean, that it's pretty much impossible to know the difference BETWEEN the two terms. READ MORE >>

Ohio homeowners insurance is designed to protect homeowners from liability for visitors' accidental injuries as well as from damage to the property. If you have a swimming pool, it's important to understand exactly what your insurance does and does not cover. READ MORE >>

Water Backup Claims are not just limited to a floor drain When you think of water backup of sewers, drains or sump pumps, let's be honest- do you automatically think of a basement floor drain? Granted, a lot of water backup claims do start with basement floor drains. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

 (937) 592-4871


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