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Alan Galvez Insurance Blog: homeowners insurance

View the latest blog posts from Alan Galvez Insurance.

Whether you're actively house hunting, or are already a homeowner, insuring an older home can be challenging. Our local area is full of pre-1940 homes, especially in certain neighborhoods in Bellefontaine and Urbana (Scioto Street anyone? READ MORE >>

One of the most common homeowners insurance claims we encounter is a tree falling on a property. You can imagine the logical follow up question- "Does my homeowners insurance cover the removal of the tree?" The answer is- it depends. I know you hate that answer, but unfortunately, it's true. READ MORE >>

Whether you're an established homeowner or buying your first home, you already know that having a solid homeowners insurance policy is a crucial piece of the puzzle. But do you know what is NOT covered on your homeowners insurance policy? Most don't. READ MORE >>

The Biggest Problem with Siding and Roofing Claims In the many home insurance claims we've seen over the years, roofing and siding claims cause the most frustration for policyholders. Why? Because when siding and/or roofing is damaged as the result of a covered claim, there is always the chance that the replacement siding/roofing will not match what's left. READ MORE >>

When it comes to home maintenance, we think about projects that we can see, such as lawn care/landscaping, new doors & windows and perhaps a new heating and cooling system.  But do you ever think about the underground service lines that bring water to your house? Or electricity? READ MORE >>

Whether you're looking to buy a home that has a swimming pool OR are considering installing one at your existing home, Ohio homeowners insurance companies view swimming pools with concern. And depending on the swimming pool, it could prevent you from getting homeowners insurance OR cause your policy to be cancelled. READ MORE >>

Every once in a while, we get questions that make us really stop and think. Case in point- A customer called and asked, "if my house is damaged by an Act of God, do I still have to pay the deductible? I've heard that from several people."   READ MORE >>

Getting ready to move soon?  Here’s what you need to know about your Bellefontaine Ohio home and auto insurance!  Auto Insurance Changes  Your auto insurance rates are based on the zip code you currently reside in which means that moving can affect your rates!   READ MORE >>

Are you considering renovating your home in the near future?  Or maybe you just recently did some updates?  If so, you might need to take a look at your home insurance!  When you start your home insurance policy, your agent takes some basic information on the property.  How many bedrooms? READ MORE >>

Here's one of the grayest areas in insurance, And one that often causes a lot of arguments. So hopefully this explanation will help you understand how Bellefontaine Ohio homeowners insurance responds to and covers trees that fall on your property.  READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

 (937) 592-4871

 info@galvezinsurance.com

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