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Alan Galvez Insurance Blog: insurance basics

View the latest blog posts from Alan Galvez Insurance.

After the record-setting rain Ohio has gotten, we’ve received a number of calls concerning water in basements. However, homeowners insurance policies treat water differently depending on its cause. And not ALL water is covered under the homeowners policy, whether via the basic policy or even as an addition to the policy. READ MORE >>

In the world of Ohio property insurance, there are many different types of policies- homeowners, renters, condos and landlord (most commonly referred to as dwelling fire). Renters is pretty self-explanatory- if you rent a property, then a renters policy is what you need. READ MORE >>

 Deductibles are a critical part of insurance policies. Whether you have car insurance, home insurance or even health insurance, chances are good there are deductibles on your policy. What is a Deductible? In the simplest terms, a deductible is the dollar amount that you pay for a claim. READ MORE >>

 One of the most common phone calls we receive from customers goes something like this, "I just let my policy cancel- why am  I getting a bill?" When we confirm that the customer didn't pay the premium due and let it cancel for non-payment, then we can assume the answer to the question is "earned premium. READ MORE >>

It's NOT just about the cheapest price Many people think that the goal in purchasing insurance is to find the cheapest price, but that’s just not true! There are many dangers to price shopping your Bellefontaine Ohio auto insurance and home insurance. READ MORE >>

It’s August and back to school season is just around the corner.  Are you prepared?  Here are a few tips to get you and your family ready “insurance” wise!  Talk About Safety!   Do you have young children who will be walking or riding their bike to school? READ MORE >>

The arrival of spring means it’s time for spring cleaning! So why not clean up your insurance policies and look for extra savings? Discounts are the best way to save on your insurance premium each and every month. But a lot of people are missing out on them! With a little documentation, you could see great savings. READ MORE >>

Deductibles are a big part of your insurance policy and it’s important to know what they mean and to choose the right amount.  Let’s talk about the basics!  The collision and comprehensive coverage on your vehicle will each have a deductible listed. READ MORE >>

Insurance can be a tricky purchase.  Auto lienholder happy?  Check.  Mortgage lender happy?  Check.   But this simply isn't enough!  Some things on your insurance policy deserve a little more attention.  As an insurance agent, here are some of the BIGGEST coverage mistakes I’ve seen. READ MORE >>

So you've decided to start the insurance shopping process and have decided you want to use the services of an agent. Good for you! An insurance agent is more than just a salesperson. He or she is an expert in analyzing risk and finding the coverages that minimize the risks you face. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311


 (937) 592-4871

 info@galvezinsurance.com

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