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Alan Galvez Insurance Blog: marysville ohio homeowners insurance

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The answer will depend on what type of policy you have. Let’s take a moment and do some background review first…. What makes up a homeowners insurance policy? In its most basic form, a homeowners insurance policy is a package policy covering both property and liability. READ MORE >>

 When you buy a home, especially the first time, your lender will often require a mortgage escrow account be established for your homeowners insurance and property taxes. For a more detailed explanation of how this works, you can read our article “What is a Mortgage Escrow account and how does it work? READ MORE >>

One of the most common homeowners insurance claims we encounter is a tree falling on a property. You can imagine the logical follow up question- "Does my homeowners insurance cover the removal of the tree?" The answer is- it depends. I know you hate that answer, but unfortunately, it's true. READ MORE >>

The Biggest Problem with Siding and Roofing Claims In the many home insurance claims we've seen over the years, roofing and siding claims cause the most frustration for policyholders. Why? Because when siding and/or roofing is damaged as the result of a covered claim, there is always the chance that the replacement siding/roofing will not match what's left. READ MORE >>

When it comes to home maintenance, we think about projects that we can see, such as lawn care/landscaping, new doors & windows and perhaps a new heating and cooling system.  But do you ever think about the underground service lines that bring water to your house? Or electricity? READ MORE >>

Whether you're looking to buy a home that has a swimming pool OR are considering installing one at your existing home, Ohio homeowners insurance companies view swimming pools with concern. And depending on the swimming pool, it could prevent you from getting homeowners insurance OR cause your policy to be cancelled. READ MORE >>

Have you ever had an Ohio homeowners insurance claim?  Many of our clients worry because they just aren’t sure what to expect or how the process works.  Today I want to walk you through it so you’ll know exactly what to do if you experience a homeowners insurance claim. READ MORE >>

When you purchased your home, you bought insurance to protect it.  Your Homeowners insurance is there to rebuild your property if you were to suffer a fire, severe weather, or many other losses.  However some people make the mistake of buying the cheapest insurance, thinking that it’s just like every other Homeowners policy. READ MORE >>

Your roof is one of the most important parts of the structure of your home. If it's in poor repair, you risk flooding, infestation, and other damage. It can even affect insurance rates. Oftentimes, a visual check from the ground will tell you if it's in good health, especially in a single-story home, but sometimes a closer inspection is called for. READ MORE >>

So you've found your first home perhaps in Bellefontaine, Marysville or Columbus and are ready to buy. But during your conversation with your mortgage lender the term "mortgage escrow account" comes up and you don't understand what it means. Here's an easy to understand explanation so you're never confused again. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

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