SATURDAY, JUNE 20, 2015
Note: This is a guest article by Brian Gillespie, Advance Funeral Planner at Eichholtz, Daring & Sanford Funeral Home. A native of Bellefontaine, Brian was born and raised in Logan County and is a 1974 graduate of Bellefontaine High School and a 1978 graduate of Miami University in Oxford. Brian is the son of the late W. Edward “Ed” and Evelyn Gillespie. Brian holds his Ohio Insurance license and has spent thirty two years serving the funeral service profession. He is passionate about eliminating the burden of loved ones making arrangements on one of the worst days of their lives. By planning ahead of time, major decisions can be made thereby eliminating a process that families find overwhelming and for which they are utterly unprepared.
Why would I want to pre-plan my funeral? It’s a good question with a very simple answer. Pre-planning provides emotional and financial benefits to the people you love and whose lives you have touched and it makes a very difficult day a little easier.
Emotionally, pre-planning is a gift to loved ones. It enables them to focus on honoring a loved one’s life rather than worrying about making difficult decisions during one of the most distressing times in their life. It allows them to celebrate the life of a loved one and the memories they treasure. It gives families and friends the chance to celebrate a life together knowing they are honoring your special wishes and the things that were important to you.
For the person who pre-plans, it can bring peace of mind. It is a record of individual wishes that results in a unique service without the factor of emotional guesswork and undue stress on the part of others. In fact a nationwide survey indicates that 80% of Americans believe that a funded, pre-planned funeral is a good idea. And no one has ever said they wished their loved one had not pre-planned!
Financially, the cost of funeral service has risen, on average, 4.5% recently. And like many other life events, funeral arrangements can be complex and confusing. Pre-planning helps assure rational, thoughtful decisions are made and helps avoid the mistake of emotional over-spending that often occurs in a time of crisis and grief when there are no pre-arrangements in place.
By pre-planning and pre-funding a funeral you do more than eliminate financial strain on your family. It also protects against the effects of inflation by transferring the risk away from the surviving family members and by allowing you to guarantee today’s funeral home cost expenses. Pre-funding can also ensure expenses are Social Security and Medicaid exempt. And lastly, pre-funded funeral arrangements can be transferred to any funeral home in the United States in the event of relocation.
In addition to the emotional and financial benefits, there are many other decisions and options that need to be considered. The recording of family information, vital document collection, notification of appropriate people, and a multitude of other arrangements that must take place are a few examples. In fact there as many as 125 tasks that must be completed when someone dies, but the good news is that almost 90% of these details can be planned, arranged, or paid for prior to the time of need.
The first step to greater peace of mind is to sit with a professional Advance Funeral Planner who you can trust to work with you and help you thru the many options and choices. Call Brian Gillespie at Eichholtz Daring & Sanford Funeral Homes at (937) 592-6781 to answer your questions and provide you with more information on this important process or visit www.edsfh.com.
Why would you want to pre-plan your funeral? …….Why would you not!
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