Searching for an insurance quote isn’t most people’s idea of fun; but luckily, your independent insurance agent can step in to do the hard part on your behalf. When you call your agent, he or she will ask you questions and then search for policies that best match your needs and budget. So, why do some policy quotes take longer than others?
Everyone needs auto insurance, according to state law. So it’s a pretty standard type of coverage. And while hundreds of factors go into determining car insurance rates—like your age, hometown, marital status and the car’s make and model—your agent can pull quotes for you after a brief phone call.
Because this insurance is so commonplace and has relatively few coverage options, it’s not a tedious process for your agent to find the most suitable policy. The whole process can often be completed online or with one phone call.
Unlike auto insurance, business insurance is much more intricate and offers a host of additional coverage options. Your agent will require a wealth of information about your business and your coverage goals before he or she knows where to begin searching. Armed with this knowledge, your agent can recommend the coverage options that can be most beneficial to your establishment.
There also may be certain regulations to square away before the proper coverage can be purchased. For instance, restaurant owners may need to obtain a liquor license before purchasing liquor liability insurance.
Working with your agent can be a beneficial process as you build your business and equip it with the proper protection. But in order to get the best possible protection, you may need to be a little patient as all the pieces click into place.
Get the coverage you need. Call Alan Galvez Insurance at (937) 592-4871 or request your Bellefontaine Ohio insurance quote today.