Watercraft & Boat Insurance
Watercraft & Boat Insurance Quote Forms
Please complete the information below and a member of our knowledgeable, helpful team will contact you shortly. By submitting this form you won't get an "instant" rate- instead you get a team that will shop our companies to find the best policy for you at the best premium. We have several companies in-house and access to MANY more. So you can stop shopping and leave the hard work to us!
Watercraft & Boat Insurance Customer Service Options
To request a policy change on your account, click any of the following policy service options below. We will contact you if we have any questions. Some changes may also require a signature.
Watercraft & Boat Insurance Information
Personal Watercraft and Boat Insurance- Bellefontaine, Marysville, Columbus OH
We may live in Ohio, but when summer comes, it's time to bring out the toys and enjoy them to the fullest! We're blessed to have so many beautiful lakes, rivers and reservoirs in our state, not including gorgeous Lake Erie. And just like any other motorized vehicle, personal watercraft and boat insurance is important- to protect you if you injure someone or damage someone's property while boating AND to protect your boat or personal watercraft if it is damaged. There are several options available to insure your boat depending on the type of boat it is.
Your home insurance policy may provide limited coverage for both liability and physical damage, BUT once it exceeds the home insurance guidelines, a separate boat policy is your best option. Boat policies offer specialized coverage you can't get on a home insurance policy, PLUS they are designed to handle the larger boats.
That's where we come in.
We'll discuss your situation and help you decide which of our many options is the right one for you. Boats and personal watercraft are designed to take stress away, not add to it. So let us make boat insurance stress-free and protect your fun in the process!
What does a boat or watercraft policy include?
Liability coverage includes damages, other than punitive or exemplary damages, for bodily injury and/or property damage for which an insured person becomes legally responsible because of an accident arising out of the ownership, maintenance or use of a boat. This works exactly the same as auto insurance liability coverage, except it relates to boats.
This coverage includes reasonable expenses for necessary medical and funeral services received by an insured person due to bodily injury he or she sustained in an accident involving an insured watercraft. Again, just like auto insurance medical payments, it is a no-fault coverage available to use immediately.
Physical Damage Coverage
Provides coverage for damage to your boat, including theft, fire, vandalism, collision (including foreign object in the water), wreckage removal, and much more.
This coverage pays a covered person occupying a boat or personal watercraft for bodily injury caused by the owner or operator of an uninsured or underinsured boat or personal watercraft.
Total loss replacement for boats (available for previously untitled boats up to one model year old)
- Total loss coverage for Personal Watercraft (available for previously untitled personal watercraft up to one model year old)
- Fishing Equipment
- Personal Effects
- On Water Towing
- On-Road Assistance
- Coastal Navigation
Contact Alan Galvez Insurance Today
Request your boat insurance quote with Alan Galvez Insurance NOW-5 QUICK questions will get you started! Note: By submitting this form you won't get an "instant" rate- instead you get a team that will shop our companies to find the best policy for you at the best premium. We have several companies in-house and access to MANY more. So you can stop shopping and leave the hard work to us! A member of our helpful team will contact you within one business day, but usually much sooner!
Helpful Tip: If you have other "toys", like an RV or motorcycle, we can quote those too!
Check out more Bellefontaine, Marysville and Columbus Ohio Personal Watercraft and Boat Insurance Resources- Many of Your Frequently Asked Questions are answered on our blog!
Robert W. says, "I can honestly say our experience with every one within the office has always been a pleasure. The entire staff are always polite and courteous and responsive to our needs. Their recent app is a great avenue to have the information you require when you need access." (Read more testimonials)
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