Renters Insurance Quote Forms
Please complete the information below and a member of our knowledgeable, helpful team will contact you shortly. By submitting this form you won't get an "instant" rate- instead you get a team that will shop our companies to find the best policy for you at the best premium. We have several companies in-house and access to MANY more. So you can stop shopping and leave the hard work to us!
Renters Insurance Customer Service Options
To request a policy change on your account, click any of the following policy service options below. We will contact you if we have any questions. Some changes may also require a signature.
Renters Insurance Information
Renters Insurance- Bellefontaine, Marysville, Columbus OH
So you've rented your first apartment. Or have upgraded from an apartment to a house (still renting, but now you have more space and a yard- yay!). Although you are not responsible for protecting the house, you are responsible for protecting your "stuff". Not your landlord, not anyone else. You. This is where renters insurance comes in. And so do we. We have several choices when it comes to renters insurance and are happy to work with you to figure out what you need (and don't need).
Whether you're just starting out, or a lifelong renter, we take the time to talk with you, answer your questions and advise what will work best for your situation. We also work to clear up mistaken assumptions that people have about renters insurance (trust us, there's a lot), so you're not surprised or unhappy when a claim happens.
What's in a typical renters insurance policy?
Coverage C- Contents
- Includes items not considered part of the house- think furniture, clothing and appliances. Here's a handy tip to decide what are contents and what are not: Imagine turning your house upside down. Whatever falls out are contents items. Most household contents in a detached building (hand tools, lawn mower, etc). would qualify too.
Coverage D- Loss of Use
- Provides money should you need to relocate elsewhere temporarily due to damage from a covered claim. Examples of expenses where this money could be used include: hotel room, apartment, Laundromat, dry cleaning and meals.
Coverage L- Personal Liability
- Pays if you're legally liable for causing bodily injury or property damage to someone else. Here's two examples: 1) your pet or animal gets loose and runs in front of a vehicle causing damage to the vehicle and 2) you're hosting a party at your house and your guest decides to overindulge and get in a car, causing an accident. This coverage also pays for legal expenses.
Coverage M- Medical Payments
- No-fault coverage to pay for medical bills sustained by a visitor to your home. Example: your friend trips over something in your house, falls and breaks a leg, through no fault of your own. Medical payments will step in and pay the medical bills. We call it "goodwill" insurance.
Contact Alan Galvez Insurance Today
Request your renters insurance quote with Alan Galvez Insurance NOW-5 QUICK questions will get you started! Note: By submitting this form you won't get an "instant" rate- instead you get a team that will shop our companies to find the best policy for you at the best premium. We have several companies in-house and access to MANY more. So you can stop shopping and leave the hard work to us! A member of our helpful team will contact you within one business day, but usually much sooner!
Helpful Tip: You might want to consider packaging your renters insurance with auto insurance for the best coverage and discounts.
Frank I. says, "Great and professional service. My son recommended your company. And he was right. Your attention to my needs were met and more. The options were discussed so I could understand and make an informed decision. Plus you are still there for me going forward." (Read more testimonials)
Check out more Bellefontaine, Columbus and Marysville Ohio Renters Insurance Resources- Many of your Frequently Asked Questions are answered on our blog!
So what IS renter's insurance, what does it do and why should I have it?