Why do I have to pay two deductibles for my insurance claim?

What does “Occurrence” mean and why does it matter to insurance claims?

Proximate Cause and why it also matters to insurance claims

Claim Example- the windshield and the deer

How the Insurance Company Responded and Why

I could probably offer other examples, but it all boils down to this: in order for one deductible to apply, there must be an unbroken chain of events leading to one occurrence. Two or more occurrences = more than one deductible.

Following are some of our most popular posts concerning insurance claims. Take a read:

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