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Fire is still the number one cause of loss for a homeowners policy.  Not only can a fire break out in your residence, but a garage fire can also happen pretty easily. Think about what's stored in a garage- gasoline, lawn chemicals, propane tanks and plenty of other flammable items. READ MORE >>

If you are ever involved in an auto accident, and the damages are serious enough, chances are good your car might be totaled as a result. But what does the word “totaled” actually mean? And what does that mean for your claim settlement? Let's start with working through the typical steps of an auto accident first. READ MORE >>

Erie Insurance now offers the Auto Plus endorsement on its auto insurance policy. It offers a lot of “extras” including the following: Diminishing deductible  Additional days for transportation expense  Waived deductible in certain situations READ MORE >>

The answer is a resounding “Probably.” Yes, I know how much you hate answers like that, BUT Ohio auto insurance isn’t always black & white. Unfortunately there’s a lot of gray depending on the situation. READ MORE >>

Our annual customer appreciation event was a complete success!  For this year's event, we decided to let someone else do the cooking. So we brought in Pig in a Pickle food truck. This turned out to be one of our best ideas. Everyone loves food trucks and the food was so good! READ MORE >>

 95% of the time the answer is yes.  When you package your Ohio auto insurance and home insurance together, the discount you get is called the Multi-Policy discount and it’s often pretty significant. This applies regardless of the type of home policy it is, whether a condo policy, renters policy or regular homeowners insurance. READ MORE >>

After the record-setting rain Ohio has gotten, we’ve received a number of calls concerning water in basements. However, homeowners insurance policies treat water differently depending on its cause. And not ALL water is covered under the homeowners policy, whether via the basic policy or even as an addition to the policy. READ MORE >>

In the world of Ohio property insurance, there are many different types of policies- homeowners, renters, condos and landlord (most commonly referred to as dwelling fire). Renters is pretty self-explanatory- if you rent a property, then a renters policy is what you need. READ MORE >>

If you submit an Ohio insurance claim and then decide you no longer want the insurance company involved, you are allowed to close your claim. A few things to keep in mind...  This has been my general experience over 20+ years and applicable to all companies we represent. READ MORE >>

 As a general rule, coverage for dog bites would come from the liability section of your homeowners, condo or renters insurance policy. Liability insurance covers bodily injury and property damage to others. I’m sure we can all agree that a dog bite qualifies as bodily injury to others. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311


 (937) 592-4871

 info@galvezinsurance.com

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