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Alan Galvez Insurance Blog

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In 2016, we held our inaugural Honor Our Flag Days event. The event celebrated the U.S. flag, as well as Flag Day. It was so successful, we're doing it again!  Here's the Details..... Flag Exchange Come to our office at 134 West Columbus Ave., Bellefontaine and exchange your tattered flag for a brand new one. READ MORE >>

One of the biggest assumptions people make about Ohio renters insurance is that it you can't get a lot of the coverage items that you would if you owned a home. That assumption couldn't be farther from the truth. Did you know that you can "dress" up your renters insurance to cover nearly as many things as if you owned a home? READ MORE >>

Whether you're looking to buy a home that has a swimming pool OR are considering installing one at your existing home, Ohio homeowners insurance companies view swimming pools with concern. And depending on the swimming pool, it could prevent you from getting homeowners insurance OR cause your policy to be cancelled. READ MORE >>

So you're thinking about buying a boat. Or maybe you've done it and bought the boat already. Congratulations! But boats are unique in their coverage needs. Ohio boat insurance is designed to handle the special situations boat owners often face. For example, how do you cover damage to your boat? READ MORE >>

What is Gap Insurance? Before we discuss whether or not you need it, a quick definition is in order:Gap insurance on a vehicle is designed to provide the difference between the current market value of the vehicle and what you actually owe on your car or truck (loan OR lease). READ MORE >>

Welcome to Part 2 of our series on condo living and condo insurance. Be sure to read Part 1, which discusses the most common condo agreements and how those agreements affect your condo insurance. This article addresses the main differences between a condo insurance policy and a home insurance policy. READ MORE >>

Condo ownership is becoming very popular. Retirees are choosing condo living so they can enjoy home ownership without many of the associated maintenance issues that become difficult as they age. Condos are also typically smaller than many single family homes, so it's a good way to "downsize. READ MORE >>

When two people decide to share a household, it's pretty typical to split household duties. Perhaps one partner is better at handling financial matters and the other is better at household chores. This delegationcertainly makes a household run smoother. In some cases, one partner handles EVERYTHING that relates to a household. READ MORE >>

Most people think there are only two kinds of auto insurance – full coverage and liability only.  Full coverage typically means that someone has liability PLUS collision and comprehensive coverage.  That means that they are covered if they cause damage to someone else (liability)... READ MORE >>

If you're lucky, you've never been involved in an auto accident. But that doesn't mean it will never happen. And truthfully, a claim is when you figure out if you have "good" insurance or not right? Because until you use it, you just don't know. But is that really the best time to discover if you have good insurance or not? READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

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