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Alan Galvez Insurance Blog

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Now in it's 3rd year, we are excited to again host Honor Our Flag Days. This event is designed to honor our flag, Flag Day and the many men and women who have served our flag, both present and past. We've made some changes to this year's event, so read on for the details.  Flag Exchange READ MORE >>

Do you serve on a board of directors? As a way to "give back", many people serve on a board of directors, and perhaps more than one. While this is a wonderful way to serve your community, it's important to know if there is coverage to protect and defend you for the decisions you're making as a board member. READ MORE >>

Easy answer- No. However, that doesn't make a very long blog or helpful blog post ;) So, in this blog you'll find a sample definition of no-fault auto insurance, including a few no-fault states and information about what type of state Ohio is for auto insurance (hint: comparative negligence is the answer here). READ MORE >>

Hey Logan County- one of our favorite fundraisers is here- the Doors of EnCOURAGEment! Hard to believe, but this is the SEVENTH year for this event that helps provide funds to the Logan County Cancer Society.  In its seven years, the event has raised more than $240,000. READ MORE >>

 One of the most common phone calls we receive from customers goes something like this, "I just let my policy cancel- why am  I getting a bill?" When we confirm that the customer didn't pay the premium due and let it cancel for non-payment, then we can assume the answer to the question is "earned premium. READ MORE >>

We've represented Erie Insurance for several years. While they've always been an excellent company to work with, it's within the past few years that they've introduced some amazing options for auto insurance. These are game changing folks and a HUGE benefit to anyone who has an Erie auto insurance policy. READ MORE >>

Homeowners insurance is what is commonly referred to as a "package" policy, meaning it includes coverage for both property and personal liability. While it's easy to imagine what the property portion covers (the house and the contents inside), it might not be as easy  to figure out what personal liability covers. READ MORE >>

Get ready for everyone's favorite answer: It depends. Truthfully, the answer to this question could easily differ depending on what type of umbrella insurance you're discussing (personal vs. business), as well as variations within the business policy itself. READ MORE >>

One of the most common homeowners insurance claims we encounter is a tree falling on a property. You can imagine the logical follow up question- "Does my homeowners insurance cover the removal of the tree?" The answer is- it depends. I know you hate that answer, but unfortunately, it's true. READ MORE >>

If you're thinking about taking the leap into small business ownership, there's many things to consider and insurance is certainly one of them. Not only that, but since most small businesses have limited start up money, the cost of the insurance is pretty important. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

 (937) 592-4871

 info@galvezinsurance.com

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