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Alan Galvez Insurance Blog

View the latest blog posts from Alan Galvez Insurance.

Standard homeowners insurance companies love when houses are occupied. They don't when they're not. (they REALLY don't)..  So, yes, a vacant home affects homeowners insurance, with the worst case scenario often being cancellation of the existing policy. Here's why.  It’s all about RISK READ MORE >>

What is Garage Liability insurance? A policy used to insure an auto service shop, body shop or car dealership (about anything that has to do with cars honestly) is called a garage liability policy. Unlike a typical business owners policy, a garage liability provides liability coverage for both the garage operations as well as any garage-owned autos. READ MORE >>

What is Garagekeepers Insurance? At its most basic form, garagekeepers insurance is coverage for other peoples vehicles. It pays for damages to a customer's auto left in your care, custody or control.  Don't make this common assumption about Garagekeepers Insurance READ MORE >>

In 2016, we held our inaugural Honor Our Flag Days event. The event celebrated the U.S. flag, as well as Flag Day. It was so successful, we're doing it again!  Here's the Details..... Flag Exchange Come to our office at 134 West Columbus Ave., Bellefontaine and exchange your tattered flag for a brand new one. READ MORE >>

One of the biggest assumptions people make about Ohio renters insurance is that it you can't get a lot of the coverage items that you would if you owned a home. That assumption couldn't be farther from the truth. Did you know that you can "dress" up your renters insurance to cover nearly as many things as if you owned a home? READ MORE >>

Whether you're looking to buy a home that has a swimming pool OR are considering installing one at your existing home, Ohio homeowners insurance companies view swimming pools with concern. And depending on the swimming pool, it could prevent you from getting homeowners insurance OR cause your policy to be cancelled. READ MORE >>

So you're thinking about buying a boat. Or maybe you've done it and bought the boat already. Congratulations! But boats are unique in their coverage needs. Ohio boat insurance is designed to handle the special situations boat owners often face. For example, how do you cover damage to your boat? READ MORE >>

What is Gap Insurance? Before we discuss whether or not you need it, a quick definition is in order:Gap insurance on a vehicle is designed to provide the difference between the current market value of the vehicle and what you actually owe on your car or truck (loan OR lease). READ MORE >>

Welcome to Part 2 of our series on condo living and condo insurance. Be sure to read Part 1, which discusses the most common condo agreements and how those agreements affect your condo insurance. This article addresses the main differences between a condo insurance policy and a home insurance policy. READ MORE >>

Condo ownership is becoming very popular. Retirees are choosing condo living so they can enjoy home ownership without many of the associated maintenance issues that become difficult as they age. Condos are also typically smaller than many single family homes, so it's a good way to "downsize. READ MORE >>

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