When I first started in this industry, it was very common to submit a homeowners insurance claim every time something happened. This was also the time of $100 deductibles, looser underwriting and no claims surcharges. However, it is no longer…
This event is designed to honor our flag, Flag Day and the many men and women who have served our flag, both present and past. In 2022 we gave out approximately 125 flags and easily collected double that amount. Here…
Here’s the answer you’ve come to love- MAYBE. Insurance is regulated by state law, so I can only speak for Ohio. And with the 100’s of insurance companies licensed to do business in Ohio, I can’t speak for all of…
We’ve run into several situations lately where a customer moves into an apartment complex and buys the renters insurance provided through the complex. I’m all for convenience, but after discussions with other agents, I’ve discovered that these policies may lack…
Once the excitement of your teen driver getting his license wears off, reality hits and you ask the important question- “How much is it going to cost to insure my newly licensed teen driver?” And there’s no easy way to…
For a teenager, there really isn’t a greater day than getting your driver’s license. And for a parent, it’s probably one of the worst days. Let’s list the range of emotions- stress, anxiety, worry, panic, fear……..I honestly don’t think there…
Unfortunately, we’ve seen this happen more often than we’d like. And if you’re the driver who’s been hit, it really stinks. This post will briefly describe the requirements to be able to drive in the State of Ohio (also called…
CLUE is an abbreviation for Comprehensive Loss Underwriting Exchange. What is it? It’s a claims history database produced by consumer reporting agency LexisNexis. In the simplest form, when an auto or property insurance claim happens, the insurance company paying the…
Even 26 years into this business, there are still surprises from time to time. Like the above question, for example. But, especially if this is a first home purchase, I can see why this assumption would be made. If you…
So you’ve decided to sell your home, but are staying there for a period of time after the sale. Perhaps you have 90 day occupancy due to special arrangements with the buyers. Or you’ve decided to sell to someone else…