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Alan Galvez Insurance Blog

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 One of the most common phone calls we receive from customers goes something like this, "I just let my policy cancel- why am  I getting a bill?" When we confirm that the customer didn't pay the premium due and let it cancel for non-payment, then we can assume the answer to the question is "earned premium. READ MORE >>

We've represented Erie Insurance for several years. While they've always been an excellent company to work with, it's within the past few years that they've introduced some amazing options for auto insurance. These are game changing folks and a HUGE benefit to anyone who has an Erie auto insurance policy. READ MORE >>

Homeowners insurance is what is commonly referred to as a "package" policy, meaning it includes coverage for both property and personal liability. While it's easy to imagine what the property portion covers (the house and the contents inside), it might not be as easy  to figure out what personal liability covers. READ MORE >>

Get ready for everyone's favorite answer: It depends. Truthfully, the answer to this question could easily differ depending on what type of umbrella insurance you're discussing (personal vs. business), as well as variations within the business policy itself. READ MORE >>

One of the most common homeowners insurance claims we encounter is a tree falling on a property. You can imagine the logical follow up question- "Does my homeowners insurance cover the removal of the tree?" The answer is- it depends. I know you hate that answer, but unfortunately, it's true. READ MORE >>

If you're thinking about taking the leap into small business ownership, there's many things to consider and insurance is certainly one of them. Not only that, but since most small businesses have limited start up money, the cost of the insurance is pretty important. READ MORE >>

We had an AMAZING turnout at our recent Customer Appreciation Event. Thanks to everyone who dropped by to visit us! If you weren't able to join us this year, here's a recap (with pictures) of all the fun we had.  We served a yummy lunch, cooked by our staff. READ MORE >>

Whether you're an established homeowner or buying your first home, you already know that having a solid homeowners insurance policy is a crucial piece of the puzzle. But do you know what is NOT covered on your homeowners insurance policy? Most don't. READ MORE >>

When discussing auto insurance, it's pretty tough to NOT hear the term "full coverage" from time to time. Not only that, but I'm pretty sure you've said it when discussing your own policy. And unfortunately, we agents lapse into using that language since the general population is used to the term. READ MORE >>

While we consider having a personal umbrella policy pretty important,  there are certain situations where we consider it absolutely critical to have one. We've listed 5 below- if you have any of these same situations, call your agent (or us!) to discuss getting a personal umbrella policy to protect what you've worked so hard for. READ MORE >>

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Alan Galvez Insurance
134 W. Columbus Ave.
Bellefontaine, OH 43311

 (937) 592-4871

 info@galvezinsurance.com

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