Tuesday, June 2, 2020Simple answer here: YES. Your insurance agent or company is not always notified by the lender that the mortgage is paid off. And NOT knowing could cause some problems with your Ohio homeowners insurance. Here’s the main reasons you need to let us know when your mortgage is paid off. READ MORE >>
Thursday, April 2, 2020So both the Ohio auto insurance policy and home insurance policies (includes condos and renters policies too) have a coverage called medical payments available. In theory, they are both designed to provide no-fault coverage for medical expenses due to a covered claim. READ MORE >>
Friday, March 27, 2020To say these are trying times would be a MASSIVE understatement. From business closures, trying to figure out a new way to operate your business (if at all possible) to dealing with staffing (layoffs, reduced hours, creative scheduling), it’s overwhelming. READ MORE >>
Monday, March 16, 2020Although Ohio isn't known for major weather catastrophes, the surge of heavy rains over the past few years have caused way more flooding than we've ever seen. Even within our small county (Logan), several small villages have experienced epic and damaging flooding. READ MORE >>
Friday, March 13, 2020It’s an unprecedented time in our country. Coronavirus disease (COVID-19) has arrived in the United States. Schools are closing for several weeks, large events have been cancelled, stores are running out of supplies and mass pandemonium has begun. READ MORE >>
Wednesday, January 29, 2020As a general rule, Ohio homeowners insurance does automatically renew. BUT, like with many things, there are SOME exceptions. Read on for the most common examples when homeowners insurance automatically renews and a few exceptions to those rules….. READ MORE >>
Thursday, December 12, 2019We insurance people throw around a lot of terms. If you’re not in the insurance business, some may not make a lot of sense, including the terms “Standard auto insurance” or “Non-standard auto insurance. READ MORE >>
Thursday, November 21, 2019So we’ve had a handful of customers come to us recently that have said something like this- “I got quotes elsewhere and they’re about $500 per year cheaper than what I currently have.” And when we ask if the coverage is similar or the same, they respond “I had them quote apples to apples. READ MORE >>
Monday, October 14, 2019Fire is still the number one cause of loss for an Ohio homeowners insurance policy. Not only can a fire break out in your residence, but a garage fire can also happen pretty easily. Think about what's stored in a garage- gasoline, lawn chemicals, propane tanks and plenty of other flammable items. READ MORE >>
Monday, October 7, 2019If you are ever involved in an auto accident in Ohio, and the damages are serious enough, chances are good your car might be totaled as a result. But what does the word “totaled” actually mean? And what does that mean for your claim settlement? Let's start with working through the typical steps of an auto accident first. READ MORE >>
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