Easy answer- No. However, that doesn’t make a very long blog or helpful blog post 😉 So, in this blog you’ll find a sample definition of no-fault car insurance, including a few no-fault states and what type of state is for…
So you just received your Ohio car insurance renewal and noticed that your premium increased. Maybe even a lot. And you’re mad. You want to know why and you want to know NOW……. Trust me, we totally understand why you’re mad. But…
Fire is still the number one cause of loss for an Ohio homeowners insurance policy. Not only can a fire break out in your residence, but a garage fire can also happen pretty easily. Think about what’s stored in a garage-…
Each seems each year brings more rain to Ohio, and more water in basements. However, homeowners insurance policies treat water differently depending on its cause. And not ALL water is covered under the homeowners insurance policy, whether via the basic…
Just like any insurance policy, an Ohio umbrella insurance policy doesn’t cover everything. This article lists several common exclusions, including two that are a surprise to many. Personal Umbrella Insurance does NOT cover punitive damages What does this mean? Punitive damages are legal-ese…
This article clears up a big assumption about when you can switch car insurance. By reading this article, you’ll get an idea of how car insurance policies work, clear up the assumption you have to wait to switch, see examples…
Let’s be honest- we’ve all said “Full Coverage” in reference to car insurance. Even us insurance agents have said it a time or two (due to its popularity with the general public). But do you know what it REALLY means?…
The answer is a resounding “Probably.” Yes, I know how much you hate answers like that, BUT Ohio car insurance isn’t always black & white. Unfortunately there’s a lot of gray depending on the situation. So let’s take a look at the…
When you buy a home, especially the first time, your lender will often require a mortgage escrow account be established for your Ohio homeowners insurance and property taxes. So as long as you stay with the same homeowners insurance, the lender…
In the many Ohio homeowners insurance claims we’ve seen over the years, roofing and siding claims cause the most frustration for policyholders. We’ve discovered that most of the problem occurs simply due to a lack of understanding of what the homeowners insurance provides in…
