Here comes your favorite answer: MAYBE. The answer depends on what type of homeowners insurance policy you have. Let’s do a quick review of the basic types of homeowners insurance policies first. Examples of homeowners insurance policies Homeowners (HO3) Renters…
Reason #1- “I’ll get around to it” and never do- TRUE Story I don’t even remember now how the news arrived. It’s irrelevant really. One of our clients, dead at 54. Had a heart attack while sleeping. Just like that.…
Whether you re-finance your mortgage or the mortgage is sold off to a different lender, your Ohio homeowners insurance company needs to know as soon as it happens. Otherwise you’ll have problems. Note: most people think your insurance company is AUTOMATICALLY notified…
Although condos (condominiums) have been around for a long time, they have been gaining popularity over the past several years. As the population ages, retirees are choosing condo living so they can enjoy home ownership without many of the associated…
Whether you’re an established homeowner or buying your first home, you already know that having a solid Ohio homeowners insurance policy is a crucial piece of the puzzle. But do you know what is NOT covered on your homeowners insurance policy? Most…
Have you looked at your Ohio homeowners insurance policy lately? Hint: it’s Ok if you say No. Insurance policies aren’t exactly the most exciting or interesting reading. However, there’s a trend that’s gaining momentum and it MAY affect you without you…
My agency has long focused on working with senior citizens as they approach Medicare age, mainly by offering Ohio Medicare Supplements. We’re known for our informative, consultative approach. We explain what plans are available and help people pick one that best…
Being a motorcycle rider myself, I’m immensely proud of my “scoot.” I’ve even been teased and penned as the “Chrome Queen” for my obsession with adding chrome to my bike. But did you know that aftermarket chrome (or flame paint…
Whether you’re looking to buy a home that has a swimming pool OR are considering installing one at your existing home, Ohio homeowners insurance companies view swimming pools with concern. Swimming pools can even prevent you from getting homeowners insurance OR cause…
Do you serve on a board of directors? As a way to “give back”, many people serve on a board of directors, and perhaps more than one. While this is a wonderful way to serve your community, it’s important to…