Does homeowners insurance cover dog bite claims?

dog face

As a general rule, coverage for dog bite claims comes from the liability section of your Ohio homeowners, condo or renters insurance policy. Liability insurance covers bodily injury and property damage to others. The policy would pay up to the limit shown. HOWEVER, homeowners insurance…

Homeowners insurance for a new construction home

building a new home

So you’re making the leap and building a new home. Let the fun begin! However, in between picking out floor plans and fixtures, don’t forget about the homeowners insurance! Depending on your insurance company, insuring a new construction home may…

What Happens When Your Car is Totaled?

car accident

If you are ever involved in an auto accident in Ohio, and the damages are serious enough, chances are good your car might be totaled as a result. But what does the word “totaled” actually mean? And what does that…

Is Ohio a No-Fault State for Car Insurance?

word fault written on chalkboard

Easy answer- No. However, that doesn’t make a very long blog or helpful blog post 😉 So, in this blog you’ll find a sample definition of no-fault car insurance, including a few no-fault states and what type of state is for…

Top 10 Reasons Your Car Insurance Premium Increased

arrow pointing upward

So you just received your Ohio car insurance renewal and noticed that your premium increased. Maybe even a lot.  And you’re mad. You want to know why and you want to know NOW……. Trust me, we totally understand why you’re mad. But…

What are the differences between Water Backup and Flood?

Water Backup vs Flood

Each seems each year brings more rain to Ohio, and more water in basements. However, homeowners insurance policies treat water differently depending on its cause. And not ALL water is covered under the homeowners insurance policy, whether via the basic…

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