Being a motorcycle rider myself, I’m immensely proud of my “scoot.” I’ve even been teased and penned as the “Chrome Queen” for my obsession with adding chrome to my bike. But did you know that aftermarket chrome (or flame paint…
Whether you’re looking to buy a home that has a swimming pool OR are considering installing one at your existing home, Ohio homeowners insurance companies view swimming pools with concern. Swimming pools can even prevent you from getting homeowners insurance OR cause…
Do you serve on a board of directors? As a way to “give back”, many people serve on a board of directors, and perhaps more than one. While this is a wonderful way to serve your community, it’s important to…
Get ready for everyone’s favorite answer: It depends. Truthfully, the answer to this question could easily differ depending on what type of Ohio umbrella insurance you’re discussing (personal vs. business), as well as variations within the business policy itself. In this post,…
Every once in a while, we get questions that make us really stop and think. Case in point- A customer called and asked, “if my house is damaged by an Act of God, do I still have to pay the…
One of the most common questions we receive from customers goes something like this: I just let my policy cancel- why am I getting a bill? Then we ask “Did you actually cancel the policy? Or did you just not…
We previously discussed fallen trees and what coverage the Ohio homeowners insurance policy provides for repair and cleanup. In this post, we’re going to get into the heart of many arguments concerning fallen trees- who’s responsible for the tree when…
One of the most common Ohio homeowners insurance claims we encounter is a tree falling on a property. Of course, the first question we get is “Does my homeowners insurance cover the tree and/or its removal?” The answer is- it depends. I…
If you submit an Ohio auto insurance or home insurance claim and then decide you no longer want the insurance company involved, you are allowed to close your claim. A few things to keep in mind… This has been my general experience over 20+…
As a general rule, Ohio homeowners insurance does automatically renew. BUT…….there are SOME exceptions. Read on for TWO common automatic renewal examples and THREE exceptions. NOTE: the exceptions are the ones you want to pay most attention to. Homeowners insurance automatic renewal…