What is NOT covered under a Personal Umbrella insurance policy

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Just like any insurance policy, an Ohio umbrella insurance policy doesn’t cover everything. This article lists several common exclusions, including two that are a surprise to many. Personal Umbrella Insurance does NOT cover punitive damages What does this mean? Punitive damages are legal-ese…

How to switch your Ohio car insurance at any time

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This article clears up a big assumption about when you can switch car insurance. By reading this article, you’ll get an idea of how car insurance policies work, clear up the assumption you have to wait to switch, see examples…

Can I get car insurance on a vehicle with a salvage title?

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The answer is a resounding “Probably.” Yes, I know how much you hate answers like that, BUT Ohio car insurance isn’t always black & white. Unfortunately there’s a lot of gray depending on the situation. So let’s take a look at the…

How To Handle a Car Accident on Private Property in Ohio

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A car accident on private property can often work differently than accidents on public roadways. This article walks you through a typical private property accident and the claims process that follows. The accident Two people just finish grocery shopping and…

How Much Does General Liability Insurance cost?

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If you’re thinking about taking the leap into business ownership, there are many things to consider and insurance is certainly one of them. When most small business owners think of “business insurance” they are usually thinking of general liability insurance.…

How To Get your new Ohio Driver License

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Although Ohio changed it’s driver license a few years ago, not everyone has had a chance to renew theirs yet. So there’s still a lot of confusion, frustration and anger when it’s time to go to the BMV and renew. Before…

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